Send money from Poland to Togo at the best rates. Compare fees, exchange rates, and welcome offers to find the fastest and most cost-effective service.
Recipient receives
NaNXOF
Exchange rate
1 PLN = 154.5935 XOF
Fees
Free
Total to pay
NaN PLN
Use code "VVME-V58N" to get 20 EUR for your first transfer
Recipient receives
NaNXOF
Exchange rate
1 PLN = 153.2300 XOF
Fees
Free
Total to pay
NaN PLN
Use code "AYOUB7561" to get 10 EUR for your first transfer
Recipient receives
NaNXOF
Exchange rate
1 PLN = 145.6159 XOF
Fees
9.90 PLN
Total to pay
NaN PLN
Most major providers offer cash pickup in Togo through partner networks like Western Union, MoneyGram, or local agents such as banks and post offices. Availability and pickup locations vary by provider β check the provider details to confirm whether cash pickup is supported for your specific destination city.
Yes, each provider sets its own per-transfer and annual sending limits, which depend on your verification level, the destination country's regulations, and anti-money-laundering rules in Poland. For most retail transfers under β¬/$2,000 the limits will not be a concern; larger amounts may require additional ID verification.
Personal remittances to family in Togo are generally not taxed for the sender in Poland, but the recipient may need to declare large incoming amounts depending on local tax rules. Business transfers and very large gifts can have different treatment β consult a tax professional for your specific situation.
Yes, all providers listed on RemitLens are licensed and regulated financial services. They use bank-level encryption and security measures to protect your money and personal information. Look for the 'Verified' badge on each provider.
The conversion of 100 PLN into XOF depends on the provider you choose β each applies a slightly different exchange rate margin on top of the mid-market rate. Our comparison shows you the exact XOF amount your recipient will receive after fees, so you can pick the provider that gives the best value today.
Today's best rate from Poland to Togo is 154.59 XOF per PLN with Ria β plus a 20 PLN welcome bonus on your first transfer.
West African remittances increasingly flow through mobile money β Orange Money, MTN MoMo, and Wave dominate last-mile delivery in CFA-franc countries (XOF zone). Cash pickup at Ecobank, BICICI, or Western Union agents remains widespread for older recipients.