Compare the Best Money Transfer Services from Singapore to China

Compare rates from multiple providers using our tool - rates can vary significantly. Consider the total amount received rather than just the exchange rate, as fees also affect the final amount. Some providers offer better rates for larger transfers or first-time users.

Transfer times vary by provider and payment method. Bank transfers typically take 1-3 business days, while some services offer instant transfers to mobile wallets or cash pickup locations. Check each provider's delivery time when comparing options.

Personal remittances to family in China are generally not taxed for the sender in Singapore, but the recipient may need to declare large incoming amounts depending on local tax rules. Business transfers and very large gifts can have different treatment — consult a tax professional for your specific situation.

Many corridors now support direct delivery to mobile wallets in China — depending on the country, these include M-Pesa, MTN MoMo, Orange Money, GCash, bKash, Easypaisa, or Wave. Mobile wallet payouts are typically instant and often cheaper than cash pickup, so check the payout options listed in our comparison.

Most major providers offer cash pickup in China through partner networks like Western Union, MoneyGram, or local agents such as banks and post offices. Availability and pickup locations vary by provider — check the provider details to confirm whether cash pickup is supported for your specific destination city.