Send money from Singapore to Togo at the best rates. Compare fees, exchange rates, and welcome offers to find the fastest and most cost-effective service.
Recipient receives
NaNXOF
Exchange rate
1 SGD = 438.4250 XOF
Fees
Free
Total to pay
NaN SGD
Use code "VVME-V58N" to get 20 EUR for your first transfer
Compare rates from multiple providers using our tool - rates can vary significantly. Consider the total amount received rather than just the exchange rate, as fees also affect the final amount. Some providers offer better rates for larger transfers or first-time users.
Yes, each provider sets its own per-transfer and annual sending limits, which depend on your verification level, the destination country's regulations, and anti-money-laundering rules in Singapore. For most retail transfers under β¬/$2,000 the limits will not be a concern; larger amounts may require additional ID verification.
Personal remittances to family in Togo are generally not taxed for the sender in Singapore, but the recipient may need to declare large incoming amounts depending on local tax rules. Business transfers and very large gifts can have different treatment β consult a tax professional for your specific situation.
Transfer times vary by provider and payment method. Bank transfers typically take 1-3 business days, while some services offer instant transfers to mobile wallets or cash pickup locations. Check each provider's delivery time when comparing options.
Yes, all providers listed on RemitLens are licensed and regulated financial services. They use bank-level encryption and security measures to protect your money and personal information. Look for the 'Verified' badge on each provider.
Today's best rate from Singapore to Togo is 438.43 XOF per SGD with Ria β plus a 20 SGD welcome bonus on your first transfer.
West African remittances increasingly flow through mobile money β Orange Money, MTN MoMo, and Wave dominate last-mile delivery in CFA-franc countries (XOF zone). Cash pickup at Ecobank, BICICI, or Western Union agents remains widespread for older recipients.