Send money from Hong Kong to China at the best rates. Compare fees, exchange rates, and welcome offers to find the fastest and most cost-effective service.
Market rate
1 HKD = 0.8522 CNY
-0.01%since yesterday
Recipient receives
NaNCNY
Exchange rate
1 HKD = 0.8392 CNY
−1.5% vs marketFees
17.50 HKD
Total to pay
NaN HKD
No welcome offer at the moment
Yes, each provider sets its own per-transfer and annual sending limits, which depend on your verification level, the destination country's regulations, and anti-money-laundering rules in Hong Kong. For most retail transfers under €/$2,000 the limits will not be a concern; larger amounts may require additional ID verification.
The conversion of 100 HKD into CNY depends on the provider you choose — each applies a slightly different exchange rate margin on top of the market rate. Our comparison shows you the exact CNY amount your recipient will receive after fees, so you can pick the provider that gives the best value today.
Many corridors now support direct delivery to mobile wallets in China — depending on the country, these include M-Pesa, MTN MoMo, Orange Money, GCash, bKash, Easypaisa, or Wave. Mobile wallet payouts are typically instant and often cheaper than cash pickup, so check the payout options listed in our comparison.
Transfer times vary by provider and payment method. Bank transfers typically take 1-3 business days, while some services offer instant transfers to mobile wallets or cash pickup locations. Check each provider's delivery time when comparing options.
Compare rates from multiple providers using our tool - rates can vary significantly. Consider the total amount received rather than just the exchange rate, as fees also affect the final amount. Some providers offer better rates for larger transfers or first-time users.
Today's best rate from Hong Kong to China is 0.8392 CNY per HKD with Western Union.
East Asian corridors (China, Japan, South Korea, Taiwan, Hong Kong, Mongolia) typically settle through bank account credit at major institutions (ICBC, BOC, Mizuho, KEB Hana). China imposes strict per-recipient annual limits; Hong Kong remains a low-friction USD hub.