Compare the Best Money Transfer Services from USA to Canada

The conversion of 100 USD into CAD depends on the provider you choose — each applies a slightly different exchange rate margin on top of the mid-market rate. Our comparison shows you the exact CAD amount your recipient will receive after fees, so you can pick the provider that gives the best value today.

Transfer times vary by provider and payment method. Bank transfers typically take 1-3 business days, while some services offer instant transfers to mobile wallets or cash pickup locations. Check each provider's delivery time when comparing options.

Many corridors now support direct delivery to mobile wallets in Canada — depending on the country, these include M-Pesa, MTN MoMo, Orange Money, GCash, bKash, Easypaisa, or Wave. Mobile wallet payouts are typically instant and often cheaper than cash pickup, so check the payout options listed in our comparison.

Fees include transfer fees (flat or percentage-based), exchange rate margins, and sometimes receiving fees. Our comparison shows the total cost including all fees, so you know exactly what you'll pay and what your recipient will receive.

Most major providers offer cash pickup in Canada through partner networks like Western Union, MoneyGram, or local agents such as banks and post offices. Availability and pickup locations vary by provider — check the provider details to confirm whether cash pickup is supported for your specific destination city.